Simple Business Funding

At Simple Choice Funding, we make it 'simple' for small and medium-sized businesses to access working capital, quickly. Simple Choice Funding provides Merchant Cash Advances (MCA) up to $500,000 with different payback options so you can find the best method for your cash flow. Choose between paying a small percentage of your credit card sales or a daily collection amount on a term.

The choice is simple! 

All 50 States

All Industries

All Credit History

Funding up to $500,000

Pre-Qualify Today

Simple & Secure Application 

  • No upfront fees

  • No collateral or business plan  required

  • All credit types accepted

  • Flexible repayment 

Approval Within 24 Hours

Contact us today. Our team of agents will review your application and business history for approval within 24-hours. 

Receive Your

Once approved you will receive your business funds directly into your account within 24-hours via ACH or wire transfer.

Business Qualifications

At Simple Choice Funding, we are flexible in our qualifications and accept 90% of businesses that apply.

Businesses we accept:

  • All 50 states

  • No credit or bad credit

  • Business operating at least 6 months

  • Minimum of $5,000 a month in sales revenue

  • No open bankruptcies

  • All industries are welcome


Businesses We Fund

All industries welcome!










Gas Stations




All industries

 may apply! 



RANDY, Restaurant Owner

Simple Choice approved my application and had the money in my account within 24 hours.  I was able to operate my business without missing a day.

KATHY, Catering Business Owner

I was turned down for a business loan because of how long I had been operating. Simple Choice gave me the funding I needed to hire additional staff for the peak season.

MIGUEL, Landscaping Owner

My equipment was in dire need of an update. I was too nervous to use my house or car as collateral for a loan.  I was able to get the advance I needed without the risk! 


Contact Simple Choice Funding

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